General Questions

You can enroll in XARELTO withMe if you are taking XARELTO® as prescribed for FDA-approved, on-label use. Eligibility for program components may vary.

No, there are no costs or hidden fees to enroll in XARELTO withMe.

Yes, if you choose, you can sign up at any time of the year.

No, you do not need to share your income information to participate in XARELTO withMe.

No, XARELTO withMe helps connect you to cost support options for XARELTO®. It does not take the place of insurance or coverage.

If you are taking XARELTO® as prescribed for FDA-approved, on-label use, you can enroll in XARELTO withMe and sign up to receive educational resources and prescription refill reminders. While XARELTO withMe does not provide cost support if you are uninsured, we can point you in the direction of cost support resources you may be eligible for.

The XARELTO withMe Savings Card is only available in the United States and its territories, including Puerto Rico.

You may be eligible for the XARELTO withMe Trial Offer if you have been prescribed XARELTO®, except if you are taking XARELTO® 10-mg tablet or 1-mg/mL oral suspension. With the Trial Offer, you are able to try XARELTO® at no cost to see if it’s right for you.

At the conclusion of the program, you and your healthcare provider decide whether to continue treatment. You’re eligible to receive a free 30-day trial supply of XARELTO® with a valid signed 30-day prescription. You can also use it with a XARELTO® Starter Pack. One (1) use is allowed per lifetime. Terms expire at the end of each calendar year. This Trial Offer is open to patients who have commercial insurance, government coverage, or no insurance coverage; however, there is no guarantee of continuous accessibility after the program ends.

Talk to your doctor for more details about the XARELTO withMe Trial Offer.

Cost Support Questions

As part of our commitment to supporting XARELTO® (rivaroxaban) patients, we have been proud to offer XARELTO withMe Coverage Gap Support to help people facing affordability gaps in their insurance coverage.

Medicare Part D is changing in 2025, with a $2000 cap on patient out-of-pocket costs for prescription drugs. The coverage gap, or “Donut Hole,” is also going away, so XARELTO withMe Coverage Gap Support will no longer be needed for most patients in the program.

Most patients who used XARELTO withMe Coverage Gap Support were in Medicare Part D plans. But if you have commercial insurance and used Coverage Gap Support, our XARELTO withMe Savings Card may be an option. All eligible XARELTO® patients will continue to have access to XARELTO withMe education and support.

Read more about how these Medicare updates can help you manage your costs for XARELTO®.

Yes. To get a replacement card, call 888-927-3586. You’ll need to give us some information first so that we can match the records from your previous card.

For Savings Card: Yes, you can submit the amount you spend out of pocket for XARELTO® to a Flexible Spending Account (FSA) or a Health Savings Account (HSA), but you may not submit the amount paid by the Savings Program for reimbursement.

No, you cannot combine XARELTO withMe Savings Card with any other coupon, discount, prescription savings card, free trial, or other offer.

Health Insurance Questions

Health insurance is a way of making healthcare services more affordable by having you and an insurance company share the cost of healthcare and prescription medicines. To be covered by a health plan, you will need to pay a premium—the amount you pay, usually monthly, for your health insurance.

Oftentimes, there will be a deductible—an amount that you must first pay before your plan starts to pay their portion. After your deductible is met, you and your plan will start to share the cost of care. Your portion of the costs will be paid through either co-insurance or a co-pay until you reach your out-of-pocket maximum.

Co-insurance is a percentage of the cost of the healthcare services, such as a doctor’s visit or prescription medicine. For example, your plan might set their co-insurance rate at 80%. That means they would pay 80% of a healthcare service bill, and you would be responsible for the remaining 20%.

Co-pay is the set dollar amount you pay as your portion of healthcare services. When you visit a doctor or pick up a prescription medicine, you will be asked to pay your co-pay, and the insurance company will be billed for the remaining amount.

Your out-of-pocket maximum is a yearly limit on the total amount you have to pay for your medicines and healthcare services. Once your reach your out-of-pocket maximum, your insurance company will pay the rest of the covered costs for the remainder of the year.

With the right information, you can choose a health insurance plan that fits the needs of you and your family while staying within your budget. Here are 7 questions to consider when comparing health insurance plans.

  1. What types of health care does the plan cover?

    Look for a comprehensive health plan that covers essential care such as:

    • doctor visits
    • prescription medicines
    • hospitalization
    • lab tests
    • vaccines
  2. How much will I pay to be insured by a health plan?

    Usually, you’ll pay a monthly premium. If your plan is through your employer, your premium will be deducted from your paycheck. Check if the plans you are comparing fit within your monthly budget.

  3. How much is the yearly deductible?

    A deductible is the amount you must pay for healthcare services before your plan starts to pay their portion. A lower deductible usually comes with a higher monthly premium.

  4. How much is the co-insurance or co-pay?

    Co-insurance is a percentage of the cost of healthcare services you get. If your plan pays 80% of the cost of a doctor’s visit, you will pay the remaining 20%.

    Co-pay is the dollar amount you pay as your portion of healthcare services. When you visit a doctor or pick up a prescription, you will pay your co-pay and the insurance company will be billed for the remaining amount.

  5. Are prescription medicines included in the plan’s premium?

    With some plans, you’ll have a premium for healthcare services such as doctor visits, and a separate premium for prescription medicines.

  6. Are the medicines I need covered by the plan?

    The list of medicines a plan will cover is called a formulary. If you have any prescription medicines, check to see that they are included in the plan’s formulary.

  7. Will I be able to keep my doctor and other healthcare providers?

    You can check a plan’s website for a list of in-network providers. If you choose a plan that does not include your healthcare provider in-network, you will pay a lot more to see that provider.

    To keep your costs lower, choose a plan that includes your healthcare provider in-network, or switch to an in-network provider for that plan.

Medicare is a government-funded program that offers healthcare coverage for people who are age 65 or older, are disabled, or have certain covered conditions. There are 4 parts of Medicare—Part A, Part B, Part C (also known as Medicare Advantage), and Part D.

  • Medicare Part A covers:
    • inpatient care in hospitals and skilled nursing facilities
    • hospice
    • some home health services
  • Medicare Part B covers:
    • doctor visits, including some medicines given by your doctor
    • outpatient care
    • durable medical equipment
    • some home health services
  • Medicare Part C, or Medicare Advantage, is an option to get Medicare Parts A and Part B benefits through private health plans that follow rules set by Medicare
  • Medicare Part D is prescription drug coverage that you can add to your chosen plan. Part D is offered by private health plans for medicines you take on your own, such as:
    • oral medicines
    • self-injectables

You can enroll in either Original Medicare, which is Part A and Part B together, or enroll in Medicare Advantage (Part C). Part D prescription drug coverage is optional. Some Medicare Advantage plans include Part D coverage.

You also have the option to add Medicare supplement insurance, which is called Medigap. It is offered through private insurance companies and helps to pay for some of the costs, or gaps, that Original Medicare (Parts A and B) does not cover. You cannot add Medigap coverage to a Medicare Advantage plan.

For more information about Medicare, you can check the website medicare.gov.

Navigating your healthcare insurance isn’t always easy. Here are some tips that can help you make the most of your health insurance coverage once you’ve enrolled in a plan.

  • Get familiar with your healthcare plan’s Summary of Benefits and Coverage (SBC).

    The SBC helps you compare your options for health plans based on price, benefits, and other features that may be important to you. You can find the SBC on your insurance plan’s website or call your insurance provider.

  • Always keep your health insurance card close by.

    You’ll need the information on your card when you see a doctor or healthcare professional. You may also have a prescription insurance card that you’ll need to show at the pharmacy. Carry a card in your wallet, or a digital card or pictures of the front and back of the card on your phone.

  • Take advantage of preventive care services offered by your plan.

    Preventive care helps keep you healthy before you have symptoms of a health problem. It can help catch problems before they get worse. Many plans encourage you to have yearly check-ups, tests, screenings, and shots.

  • Choose in-network doctors.

    In-network doctors have a contract with your insurance plan to give you healthcare services at a lower cost. Your plan’s website will have a list of in-network doctors.

  • Explore savings options for the medicines you take.

    Some companies offer programs that discount the price of your medicines to help make your treatment more affordable. With the XARELTO withMe Savings Card, eligible, commercially insured patients can pay as little as $10 for their XARELTO® prescriptions. You can see eligibility, terms and conditions here.

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